Terms and Conditions

Effective Date: October 1, 2025

Welcome to Average Joe Wealth LLC. These Terms and Conditions (“Terms”) govern your use of our website, services, and digital products. By accessing or purchasing from our site, you agree to be bound by these Terms. Please read them carefully.

1. Services Provided

Average Joe Wealth LLC provides educational coaching services, subscription-based coaching sessions, and digital resources. All services are designed for informational and educational purposes only and do not constitute financial, legal, investment, or tax advice.

2. Eligibility

You must be at least 18 years old to purchase or participate in our coaching services. By using our services, you represent that you meet this requirement.

3. Payments and Billing

All payments are due at the time of purchase through our designated payment processors (e.g., Stripe, PayPal).
For subscription-based coaching plans, you authorize recurring billing according to your selected plan (weekly, bi-weekly, or monthly).
It is your responsibility to ensure your payment method remains valid. Failed payments may result in suspension or termination of services.

4. Refund and Cancellation Policy

All sales are final. Coaching services, subscriptions, and digital products are non-refundable and non-cancelable once purchased.
Missed coaching sessions without proper notice (per the rescheduling policy) will be forfeited.
Please review our [Return & Refund Policy] for full details.

5. Client Responsibility

Coaching is a collaborative process. Your results depend on your commitment, effort, and application of strategies provided.
Average Joe Wealth LLC does not guarantee any specific financial outcome or earnings.

6. Disclaimer of Warranties

All content, coaching, and digital resources are provided “as is” without warranties of any kind, either express or implied. We do not warrant that our services will meet your expectations or guarantee any results.

7. Limitation of Liability

To the fullest extent permitted by law, Average Joe Wealth LLC and its members, officers, employees, or contractors shall not be liable for any damages arising from your use of our website, coaching, or products. You agree to hold us harmless against any financial losses, claims, or disputes.

8. Intellectual Property

All content on this website, including logos, graphics, materials, and digital products, is the property of Average Joe Wealth LLC. You may not reproduce, distribute, or resell any content without prior written consent.

9. Privacy Policy

Your personal information is collected and used in accordance with our [Privacy Policy]. By using our site and services, you consent to such collection and use.

10. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of [Insert Your State, e.g., New Jersey], without regard to its conflict of laws principles.

11. Changes to Terms

Average Joe Wealth LLC reserves the right to update or modify these Terms at any time without prior notice. Continued use of our website or services constitutes acceptance of any revised Terms.

12. Contact Us

If you have any questions regarding these Terms, please contact us at:
📧 support@averagejoewealth.com